By booking, purchasing, paying for, or using the consultation services of Nomad On Corporation, you agree to be bound by these Terms and Conditions.

1. Services

Nomad On Corporation provides consultation services to local and overseas clients. The specific scope, schedule, fees, deliverables, and inclusions of each consultation will be stated in the proposal, invoice, booking confirmation, payment page, email, or written agreement provided to the client.

2. Client Responsibility

You agree to provide accurate, complete, and updated information when booking a consultation, submitting forms, communicating with us, or making payment.

Nomad On Corporation shall process your booking, payment, and service request based on the information you provide. You accept full responsibility for any delay, error, failed transaction, incorrect invoice, missed session, or service issue caused by incomplete, inaccurate, or outdated information provided by you.

3. Payment Processing

Nomad On Corporation accepts online payments through Xendit and other approved payment channels.

Xendit is a third-party payment gateway. Payment processing, verification, settlement, fraud checks, and transaction handling may be subject to Xendit’s own terms, policies, processing rules, bank timelines, and payment partner requirements.

Nomad On Corporation is not responsible for delays, failed transactions, rejected payments, card declines, bank processing issues, e-wallet issues, foreign exchange differences, or payment network errors caused by Xendit, banks, card issuers, e-wallet providers, or other third-party payment providers.

4. Payment Instructions

You agree to follow the payment instructions provided on the invoice, payment link, checkout page, or payment confirmation page.

Nomad On Corporation shall not be liable for payment delays, failed payments, duplicate payments, incorrect payments, or non-processing of payment caused by your failure to follow payment instructions or provide correct payment details.

Payments less than the required amount may not be processed until the balance is paid. Overpayments may be refunded, credited, or handled at the discretion of Nomad On Corporation, subject to payment gateway and bank limitations.

5. Fees, Taxes, and Charges

All fees will be stated in the relevant invoice, proposal, booking page, payment link, or written agreement.

Unless otherwise stated, fees may be exclusive of applicable taxes, bank charges, transfer fees, foreign exchange conversion fees, card fees, payment gateway fees, withholding taxes, or other government-imposed charges.

You are responsible for any fees or charges imposed by your bank, card issuer, e-wallet provider, payment provider, or local jurisdiction.

6. Consultation Booking

A consultation is confirmed only after Nomad On Corporation receives the required payment, deposit, or written confirmation, unless otherwise agreed in writing.

You are responsible for attending the consultation on time and preparing the necessary information, documents, or background details needed for the session.

If you are late, absent, unprepared, or unable to attend due to reasons not caused by Nomad On Corporation, the consultation may be treated as completed, cancelled, or forfeited.

7. Rescheduling

You may request to reschedule a consultation by contacting us at least 48 hours before the scheduled session.

Rescheduling requests made less than 48 hours before the scheduled session may be approved or denied at the discretion of Nomad On Corporation.

Repeated rescheduling may be subject to additional fees or forfeiture of the paid session.

8. Nature of Consultation Services

Consultation services are advisory in nature. Unless expressly stated in a written agreement, our services do not constitute legal, tax, accounting, investment, immigration, financial, medical, or other regulated professional advice.

You are responsible for evaluating and implementing any advice, recommendation, or information provided during the consultation.

9. No Guarantee of Results

Nomad On Corporation will provide services with reasonable care, skill, and professionalism. However, we do not guarantee any specific result, outcome, income, approval, savings, business growth, legal result, financial result, or personal result.

Results may vary depending on your situation, actions, implementation, third-party decisions, market conditions, laws, regulations, and other factors outside our control.

10. Refunds

Payments for consultation services are generally final once the consultation has been booked, reserved, started, prepared for, or completed.

Refunds, if any, shall be governed by the Refund Policy of Nomad On Corporation.

11. Third-Party Platforms

Nomad On Corporation may use third-party platforms for payments, scheduling, video calls, email, messaging, file sharing, analytics, accounting, and client communications.

Your use of such third-party platforms may be subject to their own terms and privacy policies.

Nomad On Corporation shall not be liable for service interruptions, data issues, access problems, platform downtime, payment delays, or other issues caused by third-party platforms.

12. Intellectual Property

All consultation materials, templates, frameworks, reports, slides, recordings, documents, recommendations, processes, and other content provided by Nomad On Corporation remain the property of Nomad On Corporation unless otherwise agreed in writing.

You may use the materials only for your own personal or internal business purposes. You may not copy, reproduce, sell, distribute, publish, upload, license, or commercially exploit our materials without written permission.

13. Confidentiality

Nomad On Corporation will take reasonable steps to protect confidential information shared by clients.

You also agree not to disclose, reproduce, distribute, or misuse confidential information, proprietary materials, strategies, methods, documents, or advice provided by Nomad On Corporation.

Confidential information may be disclosed where required by law, regulation, court order, government authority, payment processing, professional advisers, or service providers necessary to deliver the service.

14. Prohibited Use

You may not use our website, services, payment links, invoices, materials, or communications for fraudulent, illegal, abusive, misleading, defamatory, harmful, or unauthorized purposes.

Nomad On Corporation reserves the right to refuse service, cancel bookings, suspend access, reject transactions, or report suspicious activity if fraud, abuse, unlawful conduct, payment misuse, or violation of these Terms is suspected.

15. Limitation of Liability

To the fullest extent allowed by law, Nomad On Corporation shall not be liable for indirect, incidental, consequential, special, punitive, or exemplary damages, including lost profits, lost revenue, lost opportunities, loss of data, business interruption, reputational harm, or third-party claims.

Our total liability for any claim related to a paid consultation shall not exceed the amount actually paid by you for the specific service giving rise to the claim.

16. Force Majeure

Nomad On Corporation shall not be liable for delays, cancellations, or failure to perform caused by events beyond our reasonable control, including natural disasters, power interruptions, internet outages, illness, emergencies, government actions, bank delays, payment gateway downtime, system maintenance, cyber incidents, strikes, or other force majeure events.

17. Changes to These Terms

Nomad On Corporation may update these Terms and Conditions from time to time. Updated terms will be posted on our website with a revised effective date.

Your continued use of our website, payment channels, or services means you accept the updated Terms.

18. Governing Law

These Terms and Conditions shall be governed by the laws of the Republic of the Philippines.

Any dispute shall first be resolved through good-faith discussions. If unresolved, the dispute shall be submitted to the proper courts of the Philippines, unless otherwise required by applicable law.

19. Contact Information

For questions about these Terms and Conditions, contact:

Nomad On Corporation
Email: nomadonph@gmail.com
Website: www.nomad-on.com
Address: Nomad On, The Promenade Mall, Punta Engaño, Mactan, Lapu-lapu City, Cebu Philippines 6015

This Refund Policy applies to consultation services purchased from Nomad On Corporation through Xendit, bank transfer, card payment, e-wallet, direct debit, invoice, payment link, or any other approved payment channel.

1. General Refund Rule

Payments made to Nomad On Corporation for consultation services are generally final and non-refundable once the service has been booked, reserved, started, prepared for, or completed.

Because consultation services involve professional time, expertise, preparation, and scheduling, refunds are limited to the specific cases stated in this Refund Policy.

2. Refundable Cases

A refund may be granted if:

You were charged more than once for the same service.

You paid the wrong amount due to a verified billing or technical error.

Nomad On Corporation is unable to provide the paid consultation service.

Nomad On Corporation cancels the service and no reasonable rescheduling option is available.

A refund is required by applicable Philippine law.

Your cancellation request was received within the allowed cancellation period and before preparation or service work began.

3. Non-Refundable Cases

Payments are generally non-refundable if:

The consultation has already been completed.

The consultation has already started.

Nomad On Corporation has already prepared, reviewed, researched, or worked on your matter.

You failed to attend the scheduled consultation.

You were late and the session could not be extended.

You cancelled less than 48 hours before the scheduled session.

You failed to provide required information, documents, or cooperation.

You changed your mind after payment.

You did not achieve your expected result, provided that the service was delivered as agreed.

The issue was caused by your bank, card issuer, e-wallet, internet provider, device, email account, or third-party service.

4. Rescheduling Instead of Refund

Where appropriate, Nomad On Corporation may offer rescheduling instead of a refund.

Approved rescheduling requests must be made at least 48 hours before the scheduled consultation.

Failure to attend a rescheduled session may result in forfeiture of the paid service.

5. Refund Request Process

To request a refund, email us at:

nomadonph@gmail.com

Include the following information:

Full name
Email address used for booking
Invoice number or payment reference number
Date of payment
Amount paid
Payment method used
Reason for refund request
Proof of payment, if available

Nomad On Corporation may request additional information before approving or denying the refund request.

6. Refund Approval

Submission of a refund request does not guarantee approval.

Refund requests will be reviewed based on the service status, payment records, cancellation timing, client communications, work already performed, and applicable law.

Nomad On Corporation reserves the right to approve, deny, partially approve, or offer service credit or rescheduling where appropriate.

7. Refund Method

Approved refunds will generally be returned through the original payment method where possible.

Refunds may be processed through Xendit, the relevant bank, card network, e-wallet provider, direct debit provider, or other payment channel used for the original transaction.

Refund processing times may vary depending on Xendit, banks, card issuers, e-wallet providers, and other third-party payment providers.

8. Processing Fees and Foreign Exchange

Unless required by law, payment gateway fees, bank charges, card fees, transfer fees, foreign exchange differences, and other third-party processing charges may be deducted from the refundable amount or may be non-refundable.

If you paid in a foreign currency, the final refunded amount may differ from the original charged amount due to exchange rate changes, bank charges, or third-party fees.

9. Chargebacks and Disputes

If you believe there is an issue with your payment or consultation, contact Nomad On Corporation first at nomadonph@gmail.com

Filing a chargeback or payment dispute without first contacting us may delay resolution.

Fraudulent, abusive, or false chargebacks may result in cancellation of services, refusal of future bookings, and submission of supporting evidence to the payment gateway, bank, or card network.

10. Contact Information

For refund concerns, contact:

Nomad On Corporation
Email: nomadonph@gmail.com
Website: www.nomad-on.com
Address: Nomad On, The Promenade Mall, Punta Engaño, Mactan, Lapu-lapu City, Cebu Philippines 6015

Nomad On Corporation respects your privacy and is committed to protecting your personal information in accordance with the Data Privacy Act of 2012 of the Philippines and other applicable laws.

This Privacy Policy explains how we collect, use, store, disclose, and protect personal information when you visit our website, book consultations, submit forms, communicate with us, make payments, or use our services.

1. Personal Information We Collect

We may collect the following information:

Full name
Email address
Phone number
Billing address
Company name
Job title or role
Business information relevant to the consultation
Booking details
Payment reference numbers
Transaction details
Invoice and receipt information
Communication records
Documents or files you voluntarily submit
Website usage data
IP address, browser type, device information, and cookies

We do not intentionally collect sensitive personal information unless necessary for the consultation, required by law, or voluntarily provided by you.

2. How We Collect Information

We collect personal information when you:

Visit our website.

Submit a form.

Book a consultation.

Pay an invoice or payment link.

Communicate with us by email, phone, video call, messaging app, or social media.

Submit documents or business information.

Subscribe to updates.

Complete payment through Xendit or another approved payment channel.

3. How We Use Your Information

We use personal information to:

Respond to inquiries.

Provide consultation services.

Schedule and manage appointments.

Process payments.

Issue invoices, receipts, and confirmations.

Verify transactions.

Communicate with clients.

Prepare consultation materials.

Maintain business, accounting, and tax records.

Comply with legal, regulatory, tax, accounting, and payment gateway requirements.

Prevent fraud, unauthorized transactions, abuse, and security incidents.

Improve our website, services, systems, and client experience.

Send service-related updates.

Send marketing communications where permitted by law or with your consent.

4. Payment Processing Through Xendit

Nomad On Corporation uses Xendit as a third-party payment gateway.

When you make a payment, Xendit, banks, card networks, e-wallet providers, and other payment partners may collect and process information necessary to complete, verify, secure, and settle the transaction.

This may include your name, contact details, billing details, payment method, transaction amount, payment reference, bank or card information, device data, browser data, IP address, and fraud prevention information.

Nomad On Corporation does not store your complete card number, CVV, bank login details, or full payment credentials. These are handled by Xendit and the relevant payment providers.

5. Legal Bases for Processing

We process personal information based on one or more of the following:

Your consent.

Performance of a contract or service agreement.

Compliance with legal, tax, accounting, regulatory, or payment obligations.

Legitimate business interests.

Fraud prevention and transaction security.

Establishment, exercise, or defense of legal claims.

6. Sharing of Personal Information

We may share your personal information with:

Xendit and other payment processors.

Banks, card networks, e-wallet providers, and financial institutions.

Scheduling, video conferencing, email, cloud storage, accounting, CRM, analytics, and communication service providers.

Professional advisers, accountants, auditors, lawyers, and consultants.

Government agencies, regulators, courts, or law enforcement when legally required.

Service providers who help us operate our business.

We do not sell your personal information.

7. Overseas Processing and Transfers

Because Nomad On Corporation may serve local and overseas clients and use online platforms, your personal information may be processed, stored, or transferred outside the Philippines.

Where applicable, we take reasonable steps to ensure that your personal information remains protected in accordance with applicable privacy laws.

8. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes stated in this Privacy Policy, including service delivery, client support, accounting, tax compliance, legal compliance, dispute resolution, fraud prevention, and business recordkeeping.

When personal information is no longer needed, we will securely delete, anonymize, archive, or dispose of it in accordance with applicable law and internal procedures.

9. Data Security

Nomad On Corporation uses reasonable organizational, technical, and physical safeguards to protect personal information against unauthorized access, loss, misuse, alteration, disclosure, or destruction.

However, no method of internet transmission, electronic storage, or payment processing is completely secure. You are responsible for protecting your own devices, passwords, email accounts, and payment credentials.

10. Cookies and Analytics

Our website may use cookies, analytics tools, tracking technologies, pixels, or similar technologies to improve functionality, understand website usage, enhance security, and support marketing.

You may disable cookies through your browser settings, but some website features may not work properly.

11. Your Rights

Subject to applicable law, you may have the right to:

Be informed about how your personal information is collected and used.

Access your personal information.

Request correction of inaccurate or outdated information.

Object to certain processing.

Withdraw consent where processing is based on consent.

Request deletion, blocking, or removal of personal information.

Request a copy of your personal information, where applicable.

File a complaint with the National Privacy Commission.

12. Marketing Communications

We may send newsletters, updates, offers, or service-related announcements if you have opted in or where allowed by law.

You may opt out of marketing communications at any time by contacting us or using the unsubscribe instructions in our messages.

13. Children’s Privacy

Our services are intended for adults and business clients. We do not knowingly collect personal information from children without the consent of a parent or legal guardian.

14. Third-Party Links

Our website, emails, payment pages, or materials may contain links to third-party websites or platforms.

Nomad On Corporation is not responsible for the privacy practices, security, content, or policies of third-party websites.

15. Changes to This Privacy Policy

Nomad On Corporation may update this Privacy Policy from time to time. Updated versions will be posted on our website with a revised effective date.

Your continued use of our website, payment channels, or services means you acknowledge the updated Privacy Policy.

16. Contact Information

For privacy questions, requests, or complaints, contact:

Nomad On Corporation
Email: nomadonph@gmail.com
Website: www.nomad-on.com
Address: Nomad On, The Promenade Mall, Punta Engaño, Mactan, Lapu-lapu City, Cebu Philippines 6015